An investment loan is a type of home loan that someone takes out to buy an investment property. It is a mortgage solution for those who want to buy a property and rent it out to receive income from it, but can’t afford to buy the property without a loan.

Many things about investment loans are different to how standard home loans work because they have stricter eligibility requirements. Investment loans often require a higher loan-to- valuation ratio (LVR), meaning investors need to raise a larger deposit before applying for a loan. They also have a slightly higher interest rate on average than residential home loans do.

If you have or are about to buy an investment property you may be eligible for certain tax deductions.To find out what deduction you are eligible for, you need to talk to a qualified accountant. We would recommend you talk with Hardwickes, their details are below.

Phone: 02 6282 5999
Fax: 02 6282 5933
Address: 6 Phipps Close, Deakin ACT 2600